If you own a firearms business and are on the fence about accepting credit cards, you're not alone. Many gun shop owners, FFL dealers, and firearms instructors hesitate to take card payments due to concerns about fees, regulations, and potential restrictions from big banks. However, accepting credit cards is not just a convenience for your customers—it’s a smart business move that can increase your revenue, improve security, and streamline your operations. Here’s why it makes sense to start accepting credit cards for your firearms business.

1. Increase Sales and Revenue

Customers today expect the convenience of paying with credit or debit cards. If your business only accepts cash, you’re likely losing out on sales. Many customers may not carry enough cash to make a significant purchase, which could result in lost revenue. By accepting credit cards, you allow customers to make impulse purchases, buy higher-ticket items, and take advantage of financing options available through their cards.

2. Compete More Effectively

Your competitors are already accepting credit cards. If your business doesn’t, you may be driving potential customers to other gun stores or online retailers that offer more payment options. With more competition in the firearms industry, staying competitive means offering the same or better payment flexibility as your rivals.

3. Improve Security and Reduce Risk

Cash-only businesses are prime targets for theft. Handling large amounts of cash puts your business at risk for robberies, internal theft, and errors in accounting. Accepting credit cards reduces the amount of cash on hand, making your store a less attractive target for criminals and improving overall security.

4. Build Trust with Customers

Many customers prefer using credit cards for large purchases because of the security and fraud protection they offer. When customers see that your business accepts credit cards, they may feel more confident purchasing from you, knowing their transactions are secure and protected.

5. Simplify Accounting and Operations

Managing cash transactions can be a hassle. You have to count money, track cash flow, and make frequent bank deposits. Credit card payments, on the other hand, provide automated records, making it easier to track sales, manage taxes, and reconcile your books. This can save you time and reduce costly accounting mistakes.

6. Attract a Wider Customer Base

By accepting credit cards, you open your business to a broader range of customers, including those who prefer digital transactions over cash. This is especially important for online sales, where credit and debit cards are the standard payment methods. Expanding your payment options can also help your business reach younger buyers who may rarely carry cash.

7. Merchant Services That Support the Firearms Industry

One major concern for FFLs is finding a payment processor that won’t shut them down due to political pressure. That’s where EPIC Merchant Systems comes in. We proudly support 2A businesses and provide reliable, hassle-free credit card processing with no fear of being deplatformed. Unlike big banks that may drop your account overnight, we stand behind businesses that support our freedoms and values.

8. Affordable Pricing That Makes Sense

If you’re just starting out as a home-based FFL or running a small firearms business, you might think credit card processing is too expensive. But with EPIC Merchant Systems, we have programs that start at only $9.99 a month—that’s less than what you’d spend on lunch. For such a small investment, you unlock the ability to make more money for your business, increase customer convenience, and protect your bottom line. There’s no reason to leave money on the table when an affordable solution is right in front of you.

Final Thoughts

Accepting credit cards isn’t just about convenience—it’s about growing your business, increasing security, and keeping up with customer expectations. With the right merchant services partner, you can accept credit cards with confidence, knowing your processor supports your business rather than working against it.

If you're ready to start accepting credit cards for your firearms business with a payment processor that actually has your back, reach out to EPIC Merchant Systems today. Let’s work together to grow your business and keep the 2A community strong!



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