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The War on Firearm Transactions: Major Payment Providers Still Hate You

Steve Kelly • March 5, 2025

"Are You Flying Under the Radar? Why Most Firearm Merchants Eventually Get Shut Down"

The payment processing industry has long had a hatred toward firearm businesses. Companies like Square, PayPal, Stripe, and Intuit, along with many major banks, continue to prohibit or severely limit the ability of firearm-related businesses to accept credit card payments. Whether you operate as a Federal Firearms License (FFL) dealer, run a gun store, manufacture firearms, or provide firearm-related instruction, you may have already faced sudden account terminations, frozen funds, or outright bans from these providers. If not, it may only be a matter of time.


Why Payment Providers Are Shutting Down Firearm Businesses


Many payment processors have adopted policies that classify firearms and related products as "high-risk" or "prohibited" industries. These companies often cite legal concerns, political pressure, or reputational risks as reasons for denying service. However, the impact on business owners is devastating. Without a reliable payment processor, FFLs and firearm retailers are left scrambling for solutions, often at a moment’s notice.


At EPIC Merchant Systems, we hear the same story daily:

  • Business owners who thought they could “fly under the radar” and process transactions quietly, only to have their accounts shut down with little to no warning.
  • Merchants who were assured by their providers that their businesses were in compliance—only to receive a termination notice out of nowhere.
  • Those who believed they would never face issues, only to find themselves desperately seeking a solution when the inevitable happened.


EPIC Merchant Systems: A Partner You Can Rely On


Unlike the big-name providers that refuse to support firearm-related businesses, EPIC Merchant Systems proudly stands with you. We offer tailored solutions specifically designed for businesses in the firearms industry, ensuring you can continue to operate without fear of account closures or frozen funds.


We provide merchant services for:

  • Home-based FFLs
  • Retail gun stores
  • Online firearm and accessory sales
  • Gun shows and mobile firearm sales
  • Shooting ranges and firearm instruction businesses
  • Manufacturers and firearm-related suppliers


Comprehensive Payment Solutions to Meet Your Needs


Every business has different needs, and we offer a variety of payment solutions to ensure you can operate efficiently:

  • Bluetooth readers for mobile transactions at gun shows or training courses.
  • Countertop devices for brick-and-mortar gun stores.
  • Wireless terminals for businesses needing flexibility.
  • Full-featured, customizable POS systems for multi-location retail shops and shooting ranges.


Already Have a Payment Processor? Let’s Talk.


Even if you already have a processor, we encourage you to give us a call. We’ll review your current setup and let you know if you’re truly getting the best rates and the right equipment. If you have a great deal and are happy with your service, we’ll tell you to stay where you are—because at EPIC Merchant Systems, we prioritize integrity over just making a sale.


Don’t Wait Until It’s Too Late


If you’re currently using a mainstream provider like Square, PayPal, Stripe, or a major bank, your ability to process payments could be at risk. Instead of waiting for the inevitable shutdown, take control of your business now. Contact EPIC Merchant Systems today to secure a reliable, pro-2A payment processing solution.

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