At EPIC Merchant Systems, we understand that every business has different needs when it comes to payment processing. That's why we offer multiple payment programs designed to maximize profitability while minimizing costs. Our two most popular programs, EPIC ZERO and EPIC Plus, cater to different business models, giving you the flexibility to choose the best option for your operation.

EPIC ZERO: The Smart Dual-Pricing Solution

The EPIC ZERO program is our most popular payment solution, designed to eliminate the burden of credit card processing fees for business owners. With this dual pricing program, customers who choose to pay with a credit card cover the associated fees, while cash-paying customers enjoy a built-in discount. This means:

• Credit card users pay a small service fee to cover processing costs.
• Cash buyers pay the original, lower price without any added fees.
• Business owners pay only a low monthly service fee, rather than absorbing high processing costs.

This system ensures that businesses can maintain competitive pricing for cash transactions while still accepting credit cards without sacrificing their profit margins.

EPIC Plus: Transparent and Cost-Effective Interchange Pricing

For businesses that prefer a more traditional pricing model, our EPIC Plus program offers Interchange Plus Pricing—a transparent and cost-effective solution for managing credit card fees. Here's how it works:

• The "interchange" rate is the base cost set by credit card companies (Visa, Mastercard, etc.).
• We charge a small, predictable markup over interchange for our services.
• This pricing model ensures full transparency—you see exactly what the card brands charge and what our small service fee is.
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With EPIC Plus, you pay all the fees associated with accepting credit cards, allowing you to keep pricing uniform across all payment methods.



EPIC ZERO vs. EPIC Plus: Choosing the Right Fit for Your Business